Should I Buy or Lease?

Couple walking to a Volkswagen Jetta parked on side of street

If you are looking to take your Bethlehem commute to the next level, you may be considering a brand new car. If so, you will also need to decide whether you plan to lease or buy the vehicle of your choice. “Should I lease or buy?” It all comes down to selecting what works best for your driving needs and budget. If you are wondering about leasing vs. buying, Young Volkswagen is happy to provide the basics of each so you can make a more informed decision.

Benefits of Buying

  • No Mileage Restrictions: If you do a lot of driving around Allentown and beyond, buying may be the best option for you because there are no limits on mileage.
  • Total Ownership: Once the vehicle is paid off, you own it. You no longer have to worry about monthly payments.
  • Customization: There are no restrictions on how you modify your vehicle. Change the color, boost its performance capabilities, or add ambient lighting. The possibilities are endless!
  • Ability to Sell: When you want something new, you can sell your vehicle at any time.
  • Financing Options: Car financing is a little more straightforward than leasing. In most cases, it is open to those without perfect, or great, credit scores. When buying, you can also refinance your loan to lower your interest rate and monthly payments.
  • Less Cost Over Time: While you will pay more in the beginning, over time, financing becomes more affordable.
Volkswagen Golf GTI Interior

Benefits of Leasing

  • Lower Payments: Your monthly payments are lower if you decide to lease.
  • Less Sales Tax: In most states, leasing a vehicle drastically lowers sales tax. In some areas, you only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: When your lease agreement ends, getting a new car is quite simple. All you have to do is pay any remaining fees, and you can head home to Stroudsburg in the next vehicle of your choice.
  • Warranty Coverage: Because your vehicle is usually covered by warranty for the duration of your lease, maintenance is a breeze.
  • Options: When you lease, you will be able to drive a new car more often. That means having access to all of the latest features.
  • High Approval Rate: While you may be denied for a car loan, it is much easier to get approved for a lease, as even those with poor or no credit can be approved.
Couple driving in Volkswagen Jetta

Learn More About Leasing and Financing Options with Young Volkswagen

Lease vs. buying? One option may be better suited to your driving needs. If you have any questions, feel free to contact us at your convenience. You can also prequalify for credit before stopping by.

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